Myloanbox turns your salary slip into same-day cash — no branch visits, no collateral, no waiting around for a "manager approval."
Every feature exists to remove one more reason your money is delayed.
Once approved, funds land directly in your bank account — no waiting for "next business day."
PAN, Aadhaar, and your latest bank statement. That's the entire paperwork list.
Apply, verify, and sign from your phone. No queues, no in-person meetings, ever.
Interest, processing fee, and total repayment are shown upfront — before you accept anything.
A modest credit history won't rule you out — we look at your salary consistency too.
Repay early whenever you can — you won't be penalised for clearing your loan sooner.
Every application moves through the same four steps — like turning a combination lock, one click at a time.
Sign up with your phone number and verify with an OTP. Takes under a minute.
Pick your loan amount and tenure, then upload PAN, Aadhaar and a bank statement.
Our system checks your eligibility instantly — no manual back-and-forth.
Accept the offer and the amount hits your account in about 10 minutes.
Drag the sliders to see exactly what you'd repay — before you apply for anything.
A one-time processing fee of 5% is deducted from the disbursed amount. Final interest rate and terms shown in your loan offer will depend on your eligibility.
You need to be a salaried employee at a registered company, earning at least ₹15,000/month, aged 21–58, with an active bank account in your name.
Just your PAN card, Aadhaar card, and your last 3 months' bank statement. Everything is uploaded digitally.
Not automatically. We weigh your salary consistency and repayment behaviour alongside your credit score, so a modest score doesn't rule you out.
No. You can close your loan ahead of schedule with no pre-closure penalty.
Once your application is verified and you accept the loan offer, funds are transferred directly to your bank account, typically within 10 minutes during banking hours.
Fill in your details below. It takes about two minutes, and there's no charge just to check your eligibility.